Terms & Conditions

 

Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Carefree Advisors relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website. The term ‘Carefree Advisors’ or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website. The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.

  • This website uses cookies to monitor browsing preferences. If you do allow cookies to be used, the following personal information may be stored by us for use by third parties: Name, Email, and Phone.

  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

  • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

  • Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

  • From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

  • Your use of this website and any dispute arising out of such use of the website is subject to the laws Florida, United States.

  • The contents of this site are not and should not be construed as legal advice. Any information you provide through this website or additional information you may be asked to provide during the consultation will be treated in the strictest of confidence in accordance with our Privacy Policy.

Refunds

 

Service shall begin at the time of receipt of Signed and Completed Service Agreement of Client by Carefree Advisors, and will continue until the earlier of : 1) receipt of advice from the United States Dept. of Education (DOE) that client’s loans cannot be consolidated; 2) consolidation of clients loans is completed; 3) failure of client to timely communicate with Carefree Advisors and/or properly furnish to Carefree Advisors such information or documentation as requested by phone or email, as needed to fulfill the requirement of the DOE; 4) One year from the date of this agreement.

All fees for services shall be considered due, earned, payable and non-refundable (except in accordance with the  refund policy) at such time as client has executed or initialed, manually or electronically, a Limited Power of Attorney, Service Agreement, Credit Card Authorization Form and 3rd Party Authorization Form, if this form is applicable.  The fee will be in accordance with the fee schedule that exists at the time of execution of the foregoing agreement by client.

Only in the event Client does not qualify for our services, Client will receive a full refund. The sole reason for failure to qualify for our services will be that the DOE will not allow consolidation of Clients loan(s), after taking into consideration the efforts that may have been taken to facilitate such consolidation.

It is specifically understood that if the Client does not timely communicate with and/or properly furnish such information or documentation as requested by phone or email, as needed to fulfill the requirement of the DOE, that the Client WILL NOT be entitled to a refund as a result of DOE not allowing consolidation of clients loan(s).

 

Privacy

 

Carefree Advisors values your privacy and Carefree Advisors desires to ensure your experience with Carefree Advisors and all our websites and all our products, blogs, channels and social media are as satisfying and safe as possible. In that regard, we have established the following privacy policy to explain and describe what personal information Carefree Advisors collects on this website and/or services, how Carefree Advisors uses it and your options regarding information Carefree Advisors may collect about you. By accepting this Privacy Policy, you expressly consent to the information handling practices described in this Policy.

Carefree Advisors has always been committed to maintaining the accuracy, confidentiality, and security of your personal and corporate information. We have established Privacy Principles to govern our use of customer information.  Carefree Advisors assists consumers by providing consulting services to assist clients with their Federal Student Loans. Like filing a tax return, you can seek Federal Student Loan consulting services without professional assistance and without charge at https://studentloans.gov/. Carefree Advisors is Not Affiliated With or Endorsed By The U.S. Department of Education. 

Accountability: Carefree Advisors is responsible for maintaining and protecting customer information under its control.

Information We Collect: We collect personally identifiable information, which is information that directly identifies an individual, such as first and last name, email address, IP addresses or other online contact information, or telephone number.

Consent: The knowledge and consent of the customer are required for the collection, use or disclosure of customer information except where required or permitted by law.

Limiting Collection: The customer information collected must be limited to those details necessary for the purposes identified by Carefree Advisors. Information must be collected by fair and lawful means.

Limiting Use, Disclosure, and Retention: Customer information may only be used or disclosed for the purpose for which it was collected unless the customer has otherwise consented, or when it is required or permitted by law. Customer information may only be retained for the period of time required to fulfill the purpose for which it was collected.

Accuracy: Customer information must be maintained in as accurate, complete and up-to-date form as is necessary to fulfill the purposes for use.

Safeguarding Customer Information: Customer information must be protected by security safeguards that are appropriate to the needed sensitivity level.

Openness: Carefree Advisors is required to make information available to customers concerning policies and practices of the management of their information.

Customer Access: Upon request, a customer shall be informed of the existence, use, and disclosure of their information, and shall be given access to it. Customers may verify the accuracy and completeness of their information and may request that it be amended, if appropriate.

Children:  We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act), we do not collect any information from anyone under 18 years of age. Our website, products, and services are all directed to people who are at least 18 years old or older.

Handling Customer Complaints and Suggestions: Customers may direct any questions or inquiries with respect to the privacy principles outlined above or about our practices by contacting the designated person(s) accountable for privacy at Carefree Advisors.

If you would like to unsubscribe, please contact us.

The contents of this site are not and should not be construed as legal advice. Any information you provide through this website or additional information you may be asked to provide during the consultation will be treated in the strictest of confidence in accordance with our Privacy Policy.

 

Carefree Advisors, LLC

2141 E Highland Ave STE A-170

Phoenix, AZ 85016

(800) 397-6171

support@carefree-advisors.com

Privacy | Terms

Carefree Advisors, LLC is a private organization and is NOT a government entity. Carefree Advisors, LLC assists consumers by providing consulting, document processing and filing services for Federal Government Programs. Like filing a tax return, you can seek Federal Student Loan consulting services without professional assistance and without charge at https://studentloans.gov. Carefree Advisors, LLC is not affiliated with or endorsed by the U.S. Department of Education. The contents of this site are not and should not be construed as legal advice. Additionally, it is not a solicitation for debt settlement, debt management, debt relief, or for assistance with any consumer debt.